E-commerce Payment Methods in Papua New Guinea (2026)

E-commerce in Papua New Guinea is rapidly growing, with digital payment methods playing a crucial role. Mobile payments dominate nearly half of all online transactions, reflecting increasing smartphone adoption. Cash on delivery remains prevalent due to trust issues with digital payments, though bank card usage is steadily rising. The total revenue indicates a maturing online market, fueled by improved internet infrastructure and consumer confidence.

Despite advancements, cash-based transactions still comprise a significant portion, highlighting ongoing challenges in digital financial inclusion. Efforts to expand digital banking and secure payment gateways are essential for sustained growth. The increasing penetration of mobile payments suggests a shifting consumer preference towards convenient, contactless methods, promising further expansion of e-commerce in Papua New Guinea by 2026.