15.2
Total E-commerce Transactions (millions)
Estimated number of online transactions in 2026
27
Digital Payment Penetration (%)
Percentage of e-commerce transactions completed via digital payments
45
Average Transaction Value (USD)
Average value per e-commerce transaction in USD
4.3
Number of Digital Wallet Users (millions)
Number of users utilizing digital wallets for payments
63
Cash on Delivery Transactions (%)
Percentage of e-commerce payments made via cash on delivery
Afghanistan's e-commerce sector is experiencing steady growth, with over 15 million transactions projected in 2026. Digital payment adoption remains moderate, at 27%, driven by increasing smartphone use and improved internet access. Digital wallets are gaining popularity, especially among younger consumers, though cash on delivery still dominates due to trust issues with online payments.
The average transaction value remains modest at around $45, reflecting affordability and limited purchasing power. As infrastructure improves and financial inclusion expands, digital payments are expected to rise further, reducing reliance on cash. Continued investments in mobile banking and fintech will be crucial for accelerating e-commerce growth in Afghanistan.
Frequently Asked Questions
What are the main digital payment methods used in Afghanistan?
Mobile money services, digital wallets, and bank transfers are the primary digital payment methods, with mobile wallets leading among urban users.
How is e-commerce expected to grow in Afghanistan by 2026?
E-commerce is projected to grow significantly, with increased internet penetration and mobile device usage expected to boost online shopping activities.
Disclaimer: All statistics presented are 2026 estimates and projections based on industry trend analysis, historical data, and publicly available research. Individual data points may vary from actual figures.