35%
Digital Payment Penetration
Percentage of Mozambican internet users using online payment methods in 2026
22 million
Mobile Wallet Usage
Number of active mobile wallet users in Mozambique in 2026
USD 1.2 billion
E-commerce Transaction Volume
Total value of online transactions processed in Mozambique in 2026
48%
Cash on Delivery Percentage
Share of e-commerce orders paid via cash on delivery in 2026
18%
Online Retail Growth Rate
Annual increase in online retail sales in Mozambique from 2025 to 2026
Mozambique's e-commerce landscape in 2026 shows significant growth, with digital payment penetration reaching 35%. Mobile wallets continue to expand rapidly, driven by widespread mobile phone use and improved financial inclusion. Despite this progress, cash on delivery remains dominant, accounting for nearly half of transactions, reflecting consumer preferences for cash payments amid limited trust in online platforms.
The total transaction volume exceeds USD 1.2 billion, signaling a maturing e-commerce sector. The 18% annual growth highlights increasing consumer confidence and infrastructure improvements. Digital payment adoption is expected to accelerate further as government initiatives promote digital financial services and mobile banking, fostering a more seamless online shopping experience for Mozambicans.
Frequently Asked Questions
What are the most popular online payment methods in Mozambique in 2026?
Mobile wallets and cash on delivery remain the most popular, with mobile wallets rapidly gaining ground due to accessibility and ease of use.
How is e-commerce expected to evolve in Mozambique by 2026?
E-commerce is projected to grow steadily, driven by increased digital payment adoption, improved logistics, and rising internet penetration.
Disclaimer: All statistics presented are 2026 estimates and projections based on industry trend analysis, historical data, and publicly available research. Individual data points may vary from actual figures.