E-commerce Payment Methods Statistics in Libya (2026)

In 2026, Libya’s digital payment landscape has expanded, with 25% of internet users adopting digital payment methods. Mobile payments account for 60% of e-commerce transactions, reflecting a shift towards smartphone-based shopping. Bank cards remain the dominant payment option, supported by increasing financial infrastructure and mobile banking penetration. The total e-commerce revenue has reached USD 250 million, indicating steady growth despite regional economic challenges.

Consumers in Libya now spend an average of USD 35 per online transaction, showing confidence in e-commerce platforms. The expansion of local and international payment gateways has facilitated smoother transactions, encouraging more digital commerce. As the market matures, a focus on secure and diverse payment options will likely drive further adoption and revenue growth, making Libya a notable emerging market in North Africa’s digital economy.