E-commerce Payment Methods Statistics in Germany (2026)

Germany's e-commerce sector in 2026 sees a significant shift towards mobile and digital wallet transactions, with 65% of payments now made via mobile devices. Digital wallets are widely adopted, with 78% of consumers preferring this method, reflecting increased trust and convenience. The average transaction value has risen to €120, indicating sustained growth in online spending. The total number of online shoppers is projected to reach 72 million, emphasizing Germany's expanding digital economy.

Consumers continue to favor secure and efficient payment options, with bank transfers remaining the most popular at 42%. The rise in mobile payments and digital wallets highlights the country's digital maturity and consumer preference for seamless checkout experiences. Retailers investing in secure payment infrastructures are likely to benefit from this evolving landscape, ensuring higher conversion rates and customer satisfaction.