Cybersecurity Insurance Statistics in United States (2026)

By 2026, cybersecurity insurance coverage has expanded significantly in the United States, with over 5.2 million policies issued, reflecting increased awareness among businesses of cyber risks. Premium costs have risen modestly due to more frequent and severe cyberattacks, averaging $1,350 per policy. The market value has surpassed $7 billion, showcasing robust growth driven by digital transformation and regulatory pressures.

Small and medium-sized enterprises now constitute 65% of insured entities, indicating a broad adoption across sectors. The average claim payout for cyber incidents stands at $125,000, highlighting the escalating costs of data breaches and ransomware attacks. Overall, the cybersecurity insurance landscape in the U.S. demonstrates a mature and evolving industry, essential for mitigating cyber threats in a digital economy.