In 2026, Sao Tome and Principe has seen a steady increase in cybersecurity insurance adoption, with 120 active policies covering vital sectors like banking and government. The average premium remains modest at $450, reflecting its emerging digital economy. The total market value has grown to $54,000, indicating rising awareness of cyber risks and the need for protection amid increasing digital transformation efforts.
Despite growth, cyber incidents still pose significant threats, with 35 breaches reported this year. Only 20% of local businesses hold cybersecurity insurance, highlighting a large potential for market expansion. As digital infrastructure improves, more organizations are expected to prioritize cybersecurity investments, making insurance an essential component of the country's cyber resilience strategy.