In 2026, cybersecurity insurance coverage in the Republic of Congo has increased modestly, with 12% of businesses holding policies. The market value has grown to approximately USD 62 million, reflecting rising awareness of cyber threats. The average premium stands at USD 5,200, indicating a developing but still emerging cybersecurity market. As cyber incidents continue to affect businesses, insurers are adapting their offerings to meet the rising demand.
Despite growth, many Congolese companies remain uninsured, leaving them vulnerable to cyber threats. The average cost per incident is estimated at USD 3,500, emphasizing the financial risks faced by local firms. Cybersecurity infrastructure and awareness programs are crucial for improving resilience, especially as the number of reported cyber incidents approaches 500 in 2026. Strengthening policies and insurance uptake can help mitigate these risks effectively.