18 million
Mobile Payment Users
Number of active mobile payment users in DRC in 2026
37%
Mobile Payment Penetration Rate
Percentage of mobile users engaging in mobile payments
USD 25
Average Transaction Value
Average value per mobile payment transaction
12 million
Mobile Marketing Reach
Number of mobile users receiving marketing messages
USD 450 million
Digital Payment Market Size
Total value of digital payments in DRC
In 2026, mobile payment adoption in the Democratic Republic of Congo has significantly increased, with around 18 million users, representing over a third of the mobile population. The growth is driven by expanding mobile infrastructure and financial inclusion efforts, making digital transactions more accessible across urban and rural areas. Mobile marketing is also booming, reaching over 12 million users with targeted campaigns, fostering economic activity and digital engagement.
The average transaction value of USD 25 indicates a shift towards more frequent and smaller digital payments, supporting everyday commerce. The overall digital payment market size of USD 450 million reflects rapid growth in digital financial services, positioning the DRC as a key emerging market in Central Africa. Continued investments in mobile infrastructure are expected to further boost adoption and marketing effectiveness in the coming years.
Frequently Asked Questions
What are the main drivers of mobile payment growth in the DRC?
Increased mobile phone penetration, financial inclusion initiatives, and improved mobile network infrastructure are primary drivers of mobile payment growth in the DRC.
How is mobile marketing impacting consumer behavior in the DRC?
Mobile marketing is enhancing consumer engagement, increasing digital transactions, and promoting local businesses through targeted campaigns tailored to Congolese consumers.
Disclaimer: All statistics presented are 2026 estimates and projections based on industry trend analysis, historical data, and publicly available research. Individual data points may vary from actual figures.